9 Strategies On How To Avoid Impulse Buying If You’re A Shopaholic!
If you are somebody who cannot hold back on the temptation to buy something when you clearly don’t need it, it becomes a disastrous obsession. And it can surely take a while to get rid of the same. So the sooner you realize you happen to be a shopaholic, the sooner you will be able to take control of it.
What Is Impulsive Buying?
Anything is labelled as impulsive when you indulge in any sort of act which does not let you see the consequences it may bring in the future.
An urge to spend on something you want and don’t necessarily need is what causes impulsive buying. It is always sudden, unplanned and as correctly called, “impulsive.” Without realizing its consequences, the next thing you witness is an empty bank account and a wallet.
So before this obsession takes a toll on your life, let’s help you with some strategies.
Ways to Dodge Being A Prey Of Impulsive Buying
Follow A 30-Day Rule
Formula to determine if your next urge is a need or a want, try keeping a gap of 30 days before you go ahead and plan on purchasing a product that you think you can’t do without.
However, if you still feel the urge to purchase that product after the month’s gap, go ahead, buy it. But if not, be smart and hold yourself back from acquiring it.
Say GoodBye To Credit Cards
Only because it gives you the privilege to swipe without you worrying about the available balance, isn’t it a good enough reason to ditch these destructive weapons?
Imagine not being able to pay off the credit card debt in a stipulated timeline. Won’t it hurt you to pay the penalties levied? So do yourself a favor and get rid of them if you have one.
Make Cash Your Best Friend
Once you ditch your credit card, consider making cash payments more often. The reason being, when you decide to pay by cash, the likelihood to spend impulsively reduces as we prefer to have access to limited cash in this digital era.
Stick to a List
Make a list of necessities before you go out for shopping and challenge yourself not to buy even a single thing that is out of the list. It will automatically develop control within you when it comes to impulsive buying.
Ditch Visiting Online Websites
When you are bugged continuously with pop-up notifications, it does make the process to get over the shopping addiction. So it’s best to turn off all your push-up notifications, which intend to fascinate you with sales, offers, and discounts. Unsubscribe from all the fashion websites and keep the distractions away.
Be Mindful
Ask yourself if it’s a want or a need. If it’s a need, can it not be avoided? Keep yourself pushing towards making rational decisions. Once in a while, it is alright to pamper yourself, but you should know when your money can be saved rather than wasted.
Define A Monthly Budget
Create a budget, and don’t even spend a penny more than what you decide on. If you break the rule, keep a penalty for depositing at least “X” amount to your fixed deposit or investing it.
Take Someone Along To Mall Who “Hates” Shopping
It will help! Take someone responsible or someone who hates spending hours in a mall with you who would drag you out of the store when you cry like a baby to buy any product so bad!
Keep Your Bigger Goals In Check
It can be your financial goals, travel goals, or buying something even expensive and crucial. Not indulging in these impulsive purchases would help you reach your bigger and greater goals. And trust us, there won’t be any regrets.
You can relate to this content if you have seen the movie- Confessions Of A Shopaholic. The urge to spend on shopping is so much so that you get trapped in debt. Later, it only bothers you, and you keep running away from the situation till the day you finally reach a dead end.
And the scary part is, it may happen to you in real life as well.
But the good news is, if you make it a drill to follow the above strategies, in no time, you will see yourself walking past a store that says 50% discount without any regrets.
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Originally published at https://www.fuzia.com.